Terms of Service

Last Updated: October 26, 2023

Welcome to Everbloom Financial. By accessing or using our website and services, you agree to be bound by these Terms of Service and our Privacy Policy. This document outlines the rules, liabilities, and intellectual property rights related to our platform. Your use of this site constitutes your acceptance of these terms and conditions.

1. Use of Website and Content

  1. Intellectual Property: All content presented on the Everbloom Financial website, including text, graphics, logos, images, audio clips, digital downloads, and software, is the property of Everbloom Financial or its content suppliers and is protected by Canadian and international copyright laws. You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the service, use of the service, or access to the service without express written permission by us.
  2. Permitted Use: You are granted a limited, revocable, and non-exclusive right to create a hyperlink to the home page of Everbloom Financial so long as the link does not portray Everbloom Financial, its services, or products in a false, misleading, derogatory, or otherwise offensive matter. The content of this website is for your personal, non-commercial use only.
  3. Prohibited Use: You agree not to use the website for any unlawful purpose or in any way that might harm, disable, overburden, or impair the site. You may not attempt to gain unauthorized access to any services, accounts, computer systems, or networks connected to Everbloom Financial through hacking, password mining, or any other means.
  4. Informational Purposes Only: The information provided on the Everbloom Financial website (including any interactive tools) is for general informational purposes only and does not constitute financial, investment, legal, or other professional advice. It is not intended to be a substitute for comprehensive financial advice tailored to your specific circumstances by a qualified professional. No client relationship is formed by your use of this website. For personalized guidance and to establish a formal client agreement in Montreal, please book a consultation.

2. Disclaimers and Limitation of Liability

  1. "As Is" Disclaimer: The Everbloom Financial website and all information, content, materials, products (including software) and services included on or otherwise made available to you through this website are provided by Everbloom Financial on an "as is" and "as available" basis, unless otherwise specified in writing. Everbloom Financial makes no representations or warranties of any kind, express or implied, as to the operation of this website or the information, content, materials, products (including software) or services included on or otherwise made available to you through this website.
  2. Limitation of Liability: To the full extent permissible by applicable law, Everbloom Financial will not be liable for any damages of any kind arising from the use of this website or from any information, content, materials, products (including software) or services included on or otherwise made available to you through this website, including, but not limited to direct, indirect, incidental, punitive, and consequential damages.
  3. Indemnification: You agree to indemnify, defend, and hold harmless Everbloom Financial, its officers, directors, employees, agents, and third parties, for any losses, costs, liabilities, and expenses (including reasonable attorney's fees) relating to or arising out of your use of or inability to use the site or services, your violation of these Terms of Service or your violation of any rights of a third party, or your violation of any applicable laws, rules, or regulations.

3. Governing Law and Changes to Terms

  1. Governing Law: These Terms of Service and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of the Province of Quebec and the federal laws of Canada applicable therein, without regard to its conflict of laws provisions.
  2. Changes to Terms: We reserve the right, at our sole discretion, to update, change, or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.
  3. Contact Information: Questions about the Terms of Service should be sent to us at [email protected].